Задание 2 к тексту "Commercial Banking today"

Соответствуют ли данные предложения содержанию текста:

 

  1. Short-term loans to the credit worthiest borrowers usually are priced at the prime (interest) rate.
  2. Banks lend to businesses, consumers, and governments with maturities ranging from one day to three months.
  3. In the late 1980s about 90 percent of the USSR’s banking system's loans financed commercial and industrial enterprises.
  4. About 10% of the US’s banking system’s loans were allocated to financial intermediaries, to security dealers and brokers, and to foreign governments and official institutions.
  5. The longer the maturity or the less creditworthy the borrower, the greater is the interest rate of the bank.
  6. Banks for both liquidity and income purposes hold assets.
  7. Banking authorities mandate that a certain fraction of deposits be held in cash-asset form.
  8. About three-fourths of the banking system's liabilities are in the form of deposits from individuals and companies and also from domestic and foreign government agencies.
  9. By 1987, time and savings deposits exceeded demand deposits by more than a 10:1 ratio.

10. Decreasing interest rates combined with changing banking practices explain high banking charges.

11. In late 1980s new financial instruments such as large-denomination certificates of deposit were made available to depositors.

12. Eurodollar market was estimated to approach $3 trillion in the early 1980s.

13. Nondeposit liabilities such as borrowings on the federal funds market, involving deposits with the Federal Reserve, were also pursued.

14. In the late 1980s fewer than 5 percent of the commercial banks in the United States were responsible for more than 40 percent of all deposit.

15. 85 percent of the banks in the USA held less than one-tenth of total deposits.

16. Competition for corporate and individual deposits is strong among the banking giants.

17. There are no limits imposed by the Government for growth of the banking giants.

  1. 18.  Many banks have grown by taking over other banks both within and outside their home states.

19. In 1980 there were over 14,000 commercial banks in the United States; in the mid-1990s there were less than 11,000.

20. Computer links among banks and the use of automated teller machines have created the geographical barriers to the growth of nationwide banking.