Задание 1 к тексту "Thrift Institutions"

Ответьте на вопросы:

 

  1. What are the similarities and differences between savings and loan associations (SLAs) and savings banks?
  2. What was the main reason of the evolution of a variety of thrift institutions?
  3. What institutions were designed specifically to serve neglected consumer market?
  4. When did savings and loan associations first appear?
  5. What are the main activities of SLAs today?
  6. What institutions are the largest holders of mortgage debt in the U.S.?
  7. What was the main aim of the U.S. government in establishment of saving banks?
  8. When and what act removed interest rate ceilings and minimum balance requirements at savings institutions and commercial banks?
  9. What was the advantage of the adjustable rate mortgage to savings institutions?
  10. What financial instrument keeps housing affordable to most customers.
  11. What financial instrument permits adjustments in the interest rate or payment at specific intervals?
  12. What is the primary focus of savings institutions nowadays?